/* ==========================================================================
   Экран продукта «Мои страховки» на странице проекта xtlb.ru
   --------------------------------------------------------------------------
   Все правила лежат внутри .ms — чтобы не задевать дизайн-систему сайта
   (Икс тина): свои шрифты, скругления и свечения продукта.
   ========================================================================== */

.ms{
  --ms-bg:#050806;
  --ms-panel:#0e140e;
  --ms-panel-2:#131a13;
  --ms-line:rgba(126,211,33,.16);
  --ms-line-strong:rgba(126,211,33,.42);
  --ms-green:#7ed321;
  --ms-green-2:#4fae1a;
  --ms-text:#eef3ec;
  --ms-muted:#9aa79a;
  --ms-radius:16px;
  --ms-radius-lg:24px;

  position:relative;
  background:var(--ms-bg);
  color:var(--ms-text);
  font-family:'Montserrat',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Arial,sans-serif;
  font-size:16px;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
  overflow:hidden;
}

.ms *,.ms *::before,.ms *::after{box-sizing:border-box}
/* Сброс — через :where(), иначе `.ms p` (0,1,1) перебивает `.ms-lead` (0,1,0)
   и затирает отступы компонентов. */
.ms :where(p){margin:0}
.ms :where(ul,ol){margin:0;padding:0;list-style:none}
.ms :where(a){color:inherit;text-decoration:none}
.ms :where(svg){display:block;max-width:100%}
.ms :where(h1,h2,h3){margin:0}
.ms strong{font-weight:700}

.ms-container{width:100%;max-width:1180px;margin:0 auto;padding:0 24px}

/* ---------- фон ---------- */
.ms-bg-grid,.ms-bg-glow{position:absolute;pointer-events:none;z-index:0}
.ms-bg-grid{
  inset:0;
  background:
    radial-gradient(circle at 78% 8%, rgba(126,211,33,.10), transparent 55%),
    radial-gradient(circle at 12% 78%, rgba(60,140,30,.10), transparent 55%),
    linear-gradient(rgba(126,211,33,.045) 1px, transparent 1px) 0 0/ 64px 64px,
    linear-gradient(90deg, rgba(126,211,33,.045) 1px, transparent 1px) 0 0/ 64px 64px;
}
.ms-bg-glow{
  width:640px;height:640px;right:-180px;top:120px;border-radius:50%;
  background:radial-gradient(circle, rgba(126,211,33,.16), transparent 62%);
  filter:blur(30px);
  animation:ms-float 14s ease-in-out infinite alternate;
}
@keyframes ms-float{from{transform:translate3d(0,0,0) scale(1)}to{transform:translate3d(-40px,50px,0) scale(1.12)}}

/* ---------- типографика ---------- */
.ms-kicker{
  margin:0 0 14px;font-size:12.5px;font-weight:700;letter-spacing:.22em;
  color:var(--ms-green);text-transform:uppercase;
}
.ms-title{
  margin:0 0 16px;font-size:clamp(28px,4vw,44px);line-height:1.14;
  font-weight:800;letter-spacing:-.02em;max-width:22ch;
}
.ms-sub{margin:0 0 40px;color:var(--ms-muted);font-size:17px;max-width:70ch}
.ms-note{margin:28px 0 0;color:var(--ms-muted);font-size:15px;font-style:italic}
.ms-note--center{text-align:center;font-style:normal;font-weight:600;color:var(--ms-text);font-size:18px;margin-top:44px}
.ms-accent{background:linear-gradient(120deg,var(--ms-green),#a5e35a);-webkit-background-clip:text;background-clip:text;color:transparent}

/* ---------- кнопки продукта ---------- */
.ms-btn{
  display:inline-flex;align-items:center;justify-content:center;
  padding:14px 26px;border-radius:999px;border:1px solid transparent;
  font-family:inherit;font-size:15px;font-weight:700;cursor:pointer;white-space:nowrap;
  transition:transform .18s, box-shadow .25s, background .25s, border-color .25s, color .25s;
}
.ms-btn--primary{background:linear-gradient(120deg,var(--ms-green),var(--ms-green-2));color:#06110a;box-shadow:0 12px 30px rgba(126,211,33,.28)}
.ms-btn--primary:hover{transform:translateY(-2px);box-shadow:0 18px 40px rgba(126,211,33,.4)}
.ms-btn--ghost{background:transparent;border-color:var(--ms-line-strong);color:var(--ms-text)}
.ms-btn--ghost:hover{border-color:var(--ms-green);color:var(--ms-green);transform:translateY(-2px)}
.ms-btn--sm{padding:10px 18px;font-size:13.5px}
.ms-btn--block{width:100%;margin-top:22px}
.ms-btn--lg{padding:17px 40px;font-size:17px}

/* ---------- первый экран ---------- */
.ms-hero{padding:80px 0 24px;position:relative;z-index:1}
.ms-hero-inner{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center}
.ms-hero .ms-kicker{margin-bottom:20px}
.ms-hero h1{
  margin:0 0 24px;font-size:clamp(34px,5.6vw,60px);line-height:1.06;
  font-weight:800;letter-spacing:-.03em;
}
.ms-lead{margin:0 0 32px;font-size:18px;color:var(--ms-muted);max-width:52ch}
.ms-hero-actions{display:flex;flex-wrap:wrap;gap:14px}
.ms-hero-stats{display:flex;flex-wrap:wrap;gap:36px;margin:44px 0 0;padding:0}
.ms-hero-stats li{display:flex;flex-direction:column}
.ms-hero-stats strong{font-size:30px;font-weight:800;color:var(--ms-green);line-height:1.2}
.ms-hero-stats span{font-size:13.5px;color:var(--ms-muted)}

.ms-hero-visual{display:flex;justify-content:center}
.ms-brand-stage{position:relative;display:flex;flex-direction:column;align-items:center;width:100%;padding-top:8px}
.ms-brand-glow{
  position:absolute;top:-26px;left:50%;transform:translateX(-50%);
  width:min(420px,88%);aspect-ratio:1;border-radius:50%;
  background:radial-gradient(circle, rgba(126,211,33,.15), rgba(126,211,33,.045) 52%, transparent 72%);
  border:1px solid rgba(126,211,33,.13);
}
.ms-brand-float{position:relative;z-index:1;display:flex;flex-direction:column;align-items:center;
  animation:ms-bob 7s ease-in-out infinite alternate}
@keyframes ms-bob{from{transform:translateY(-5px)}to{transform:translateY(9px)}}
.ms-brand-mark{width:min(238px,54%);height:auto;
  filter:drop-shadow(0 26px 44px rgba(0,0,0,.65)) drop-shadow(0 0 34px rgba(126,211,33,.18))}
.ms-brand-name{margin:14px 0 0;font-size:19px;font-weight:800;letter-spacing:.2em;
  color:#fff;text-shadow:0 0 26px rgba(126,211,33,.45)}

.ms-renew-card{
  position:relative;z-index:2;display:block;width:min(500px,100%);
  margin-top:26px;padding:20px 24px 18px;text-align:left;
  background:linear-gradient(165deg, rgba(24,34,24,.94), rgba(11,17,11,.94));
  border:1px solid rgba(126,211,33,.24);border-radius:16px;
  box-shadow:0 24px 56px rgba(0,0,0,.55), 0 0 40px rgba(126,211,33,.07) inset;
  transition:transform .25s, border-color .25s, box-shadow .25s;
}
.ms-renew-card:hover{transform:translateY(-3px);border-color:var(--ms-line-strong);
  box-shadow:0 28px 62px rgba(0,0,0,.6), 0 0 44px rgba(126,211,33,.14) inset}
.ms-renew-label{display:block;font-size:12.5px;color:var(--ms-muted)}
.ms-renew-row{display:flex;align-items:center;justify-content:space-between;gap:14px;margin:9px 0 10px;flex-wrap:wrap}
.ms-renew-title{font-size:17.5px;font-weight:700;color:#fff}
.ms-renew-badge{flex:none;padding:8px 14px;border-radius:9px;font-size:13px;font-weight:700;
  background:rgba(255,176,32,.14);border:1px solid rgba(255,176,32,.42);color:#ffc043;white-space:nowrap}
.ms-renew-link{display:block;font-size:13px;color:var(--ms-muted);transition:color .2s}
.ms-renew-card:hover .ms-renew-link{color:var(--ms-green)}

/* ---------- секции ---------- */
.ms-sec{padding:76px 0;position:relative;z-index:1}
.ms-sec + .ms-sec{border-top:1px solid rgba(126,211,33,.08)}
.ms-grid{display:grid;gap:20px}
.ms-grid-3{grid-template-columns:repeat(3,1fr)}
.ms-grid-2{grid-template-columns:repeat(2,1fr)}

.ms-card{
  position:relative;padding:28px 26px;border-radius:var(--ms-radius);
  background:linear-gradient(160deg,var(--ms-panel-2),var(--ms-panel));
  border:1px solid var(--ms-line);
  transition:transform .25s, border-color .25s, box-shadow .25s;
}
.ms-card::before{
  content:"";position:absolute;left:0;top:26px;bottom:26px;width:3px;
  border-radius:0 3px 3px 0;background:var(--ms-green);
}
.ms-card:hover{transform:translateY(-4px);border-color:var(--ms-line-strong);box-shadow:0 24px 60px rgba(0,0,0,.55)}
.ms-card h3{margin:0 0 10px;font-size:19px;font-weight:700;line-height:1.3}
.ms-card p{margin:0;color:var(--ms-muted);font-size:15px}
.ms-card--problem{border-color:rgba(255,255,255,.08)}
.ms-card--problem::before{background:#5a6a5a}
.ms-card--client::before{background:#3ba7ff}

/* ---------- демо портфеля ---------- */
.ms-demo{display:grid;grid-template-columns:400px 1fr;gap:24px;align-items:start}
.ms-panel{
  padding:22px;border-radius:var(--ms-radius-lg);
  background:linear-gradient(160deg,var(--ms-panel-2),var(--ms-panel));
  border:1px solid var(--ms-line);
}
.ms-panel-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:18px}
.ms-panel-head h3{margin:0;font-size:17px;font-weight:700}
.ms-chip{
  min-width:30px;padding:3px 10px;border-radius:999px;text-align:center;
  background:rgba(126,211,33,.14);border:1px solid var(--ms-line-strong);
  color:var(--ms-green);font-size:13px;font-weight:700;
}
.ms-filters{display:flex;flex-direction:column;gap:12px;margin-bottom:18px}
.ms-input{
  width:100%;padding:12px 14px;border-radius:12px;
  background:#080c08;border:1px solid var(--ms-line);
  color:var(--ms-text);font-family:inherit;font-size:14.5px;
  transition:border-color .2s, box-shadow .2s;
}
.ms-input::placeholder{color:#8a968a}
.ms-input:focus{outline:none;border-color:var(--ms-green);box-shadow:0 0 0 3px rgba(126,211,33,.14)}
select.ms-input{cursor:pointer;appearance:none;
  background-image:linear-gradient(45deg,transparent 50%,var(--ms-green) 50%),linear-gradient(135deg,var(--ms-green) 50%,transparent 50%);
  background-position:calc(100% - 18px) 21px,calc(100% - 13px) 21px;
  background-size:5px 5px,5px 5px;background-repeat:no-repeat}

.ms-tabs{display:flex;flex-wrap:wrap;gap:8px}
.ms-tab{
  min-height:44px;
  padding:8px 14px;border-radius:999px;cursor:pointer;
  background:rgba(255,255,255,.03);border:1px solid var(--ms-line);
  color:var(--ms-muted);font-family:inherit;font-size:13px;font-weight:600;transition:all .2s;
}
.ms-tab:hover{color:var(--ms-text);border-color:var(--ms-line-strong)}
.ms-tab[aria-selected="true"],
.ms-tab[aria-pressed="true"]{background:rgba(126,211,33,.16);border-color:var(--ms-green);color:var(--ms-green)}
.ms-tabs--big{margin-bottom:32px}
.ms-tabs--big .ms-tab{padding:11px 20px;font-size:14px}

.ms-policy-list{display:flex;flex-direction:column;gap:10px;max-height:500px;overflow-y:auto}
.ms-policy-list::-webkit-scrollbar{width:6px}
.ms-policy-list::-webkit-scrollbar-thumb{background:rgba(126,211,33,.3);border-radius:3px}
.ms-policy-item{
  display:flex;align-items:center;gap:14px;padding:13px 15px;cursor:pointer;
  background:#080c08;border:1px solid transparent;border-left:3px solid var(--ms-mark,#3d4a3d);
  border-radius:12px;transition:background .2s,border-color .2s,transform .2s;
}
.ms-policy-item:hover{background:#121a12;transform:translateX(2px)}
.ms-policy-item.is-selected{border-color:var(--ms-line-strong);background:rgba(126,211,33,.08)}
.ms-policy-item .ms-pi-main{flex:1;min-width:0}
.ms-pi-name{font-size:14.5px;font-weight:700;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.ms-pi-meta{font-size:12.5px;color:var(--ms-muted);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.ms-pi-end{font-size:12.5px;font-weight:700;color:var(--ms-mark,var(--ms-muted));text-align:right;flex:none}
.ms-empty{padding:30px 10px;text-align:center;color:var(--ms-muted);font-size:14px}

.ms-policy-card{
  padding:30px 28px;border:2px solid var(--ms-line-strong);border-radius:26px;
  background:radial-gradient(120% 120% at 50% 0%, rgba(126,211,33,.07), rgba(5,8,6,0) 60%);
  box-shadow:0 0 60px rgba(126,211,33,.12) inset;
  transition:border-color .3s, box-shadow .3s;
}
.ms-policy-card[data-state="soon"]{border-color:rgba(255,176,32,.55);box-shadow:0 0 60px rgba(255,176,32,.12) inset}
.ms-policy-card[data-state="expired"]{border-color:rgba(232,76,76,.5);box-shadow:0 0 60px rgba(232,76,76,.1) inset}
.ms-policy-card-head{display:flex;align-items:flex-start;justify-content:space-between;gap:18px;margin-bottom:26px}
.ms-policy-card-head h3{margin:0;font-size:22px;font-weight:800;line-height:1.25}
.ms-policy-sub{margin:6px 0 0;color:var(--ms-muted);font-size:14.5px}

.ms-status{
  flex:none;padding:9px 16px;border-radius:8px;font-size:11.5px;font-weight:800;letter-spacing:.12em;
  background:rgba(126,211,33,.2);color:var(--ms-green);border:1px solid var(--ms-line-strong);
}
.ms-status[data-state="attention"]{background:rgba(255,176,32,.16);color:#ffb020;border-color:rgba(255,176,32,.5)}
.ms-status[data-state="soon"]{background:rgba(255,120,32,.18);color:#ff7820;border-color:rgba(255,120,32,.55)}
.ms-status[data-state="expired"]{background:rgba(232,76,76,.16);color:#ff6b6b;border-color:rgba(232,76,76,.5)}

.ms-fields{display:grid;grid-template-columns:repeat(3,1fr);gap:24px 20px}
.ms-field{display:flex;flex-direction:column;gap:5px}
.ms-field span{font-size:12px;color:#98a598}
.ms-field strong{font-size:16px;font-weight:700;color:var(--ms-text)}
.ms-card-foot{display:flex;align-items:center;gap:14px;margin-top:28px;padding-top:22px;
  border-top:1px solid var(--ms-line);flex-wrap:wrap}
.ms-copy-hint{font-size:13px;color:var(--ms-green)}

.ms-legend{margin-top:24px;padding:26px 24px;border:1px solid var(--ms-line);
  border-radius:var(--ms-radius-lg);background:rgba(8,12,8,.6)}
.ms-legend-title{margin:0 0 18px;font-size:16px;font-weight:700;letter-spacing:.06em}
.ms-legend ul{display:flex;flex-direction:column;gap:14px}
.ms-legend li{display:flex;gap:12px;align-items:flex-start;font-size:14px;color:var(--ms-muted)}
.ms-legend strong{display:block;color:var(--ms-text);font-size:12.5px;letter-spacing:.1em;margin-bottom:2px}
.ms-dot{width:12px;height:12px;border-radius:50%;flex:none;margin-top:5px}
.ms-dot--active{background:var(--ms-green);box-shadow:0 0 12px rgba(126,211,33,.7)}
.ms-dot--attention{background:#ffb020;box-shadow:0 0 12px rgba(255,176,32,.6)}
.ms-dot--soon{background:#ff7820;box-shadow:0 0 12px rgba(255,120,32,.6)}
.ms-dot--expired{background:#e84c4c;box-shadow:0 0 12px rgba(232,76,76,.6)}
.ms-legend-note{margin:20px 0 0;padding-top:18px;border-top:1px solid var(--ms-line);
  font-size:14.5px;font-weight:600}

/* ---------- сценарий ---------- */
.ms-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.ms-step{
  padding:26px 24px;border-radius:var(--ms-radius);
  background:linear-gradient(160deg,#121a12,#0c120c);
  border:1px solid var(--ms-line);transition:transform .25s,border-color .25s;
}
.ms-step:hover{transform:translateY(-4px);border-color:var(--ms-line-strong)}
.ms-step-num{display:block;font-size:16px;font-weight:800;color:var(--ms-green);margin-bottom:10px}
.ms-step p{margin:0;font-size:16.5px;font-weight:600;line-height:1.4}

/* ---------- стоимость ---------- */
.ms-price-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px;max-width:900px}
.ms-price-card{
  padding:34px 30px;border-radius:var(--ms-radius-lg);
  background:linear-gradient(165deg,rgba(126,211,33,.1),var(--ms-panel) 60%);
  border:1px solid var(--ms-line-strong);
  transition:transform .25s,box-shadow .25s;
}
.ms-price-card:hover{transform:translateY(-4px);box-shadow:0 24px 60px rgba(0,0,0,.55)}
.ms-price-card--alt{background:linear-gradient(165deg,rgba(59,167,255,.1),var(--ms-panel) 60%);border-color:rgba(59,167,255,.3)}
.ms-price-card h3{margin:0 0 20px;font-size:13px;font-weight:800;letter-spacing:.2em;color:var(--ms-green)}
.ms-price-card--alt h3{color:#63b3ff}
.ms-price{display:flex;align-items:baseline;gap:8px;margin:0}
.ms-price-value{font-size:52px;font-weight:800;letter-spacing:-.03em;line-height:1}
.ms-price-per{font-size:18px;color:var(--ms-muted);font-weight:600}
.ms-price-limit{margin:10px 0 0;color:var(--ms-green);font-size:15px;font-weight:600}
.ms-price-card--alt .ms-price-limit{color:#63b3ff}
.ms-price-desc{margin:18px 0 0;color:var(--ms-muted);font-size:15px}

/* ---------- реальные экраны интерфейса ---------- */
.ms-shots{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:8px}
.ms-shot{margin:0;display:flex;flex-direction:column;
  padding:14px 14px 20px;border-radius:var(--ms-radius-lg);
  background:linear-gradient(165deg,rgba(24,34,24,.9),rgba(11,17,11,.94));
  border:1px solid var(--ms-line);
  transition:transform .25s,border-color .25s}
.ms-shot:hover{transform:translateY(-3px);border-color:var(--ms-line-strong)}
.ms-shot img{width:100%;height:auto;border-radius:10px;border:1px solid rgba(126,211,33,.14);background:#0d110d}
.ms-shot__cap{margin:16px 6px 0}
.ms-shot__t{display:block;font-size:17px;font-weight:700;color:#fff;margin-bottom:6px}
.ms-shot__d{display:block;font-size:14px;line-height:1.5;color:var(--ms-muted)}

/* ---------- финал ---------- */
.ms-cta{text-align:center;padding:96px 0}
.ms-cta .ms-title{max-width:none;margin-left:auto;margin-right:auto}
.ms-cta-prices{margin:6px 0 32px;font-size:20px;font-weight:700;color:var(--ms-green)}
.ms-cta-prices span{color:var(--ms-muted);margin:0 8px}
.ms-cta-actions{display:flex;justify-content:center}
.ms-cta-tag{margin:34px 0 0;color:var(--ms-muted);font-size:15px}

/* ---------- появление ---------- */
.ms-reveal{opacity:0;transform:translateY(24px);transition:opacity .6s ease,transform .6s ease}
.ms-reveal.ms-is-in{opacity:1;transform:none}

/* ---------- адаптив ---------- */
@media (max-width:1080px){
  .ms-demo{grid-template-columns:1fr}
  .ms-policy-list{max-height:340px}
}
@media (max-width:900px){
  .ms-hero-inner{grid-template-columns:1fr;text-align:center}
  .ms-lead{margin-left:auto;margin-right:auto}
  .ms-hero-actions,.ms-hero-stats,.ms-cta-actions{justify-content:center}
  .ms-hero-visual{order:-1}
  .ms-brand-mark{width:210px}
  .ms-brand-glow{width:min(360px,80%)}
  .ms-grid-3,.ms-steps{grid-template-columns:1fr 1fr}
  .ms-fields{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:760px){
  .ms-sec{padding:56px 0}
  .ms-hero{padding:52px 0 20px}
  .ms-grid-3,.ms-grid-2,.ms-steps,.ms-price-grid{grid-template-columns:1fr}
  .ms-shots{grid-template-columns:1fr}
  .ms-fields{grid-template-columns:1fr}
  .ms-card{padding:24px 20px}
  .ms-price-value{font-size:44px}
  .ms-btn{width:100%}
  .ms-btn--lg{width:auto;min-width:220px}
  .ms-cta{padding:64px 0}
}

@media (prefers-reduced-motion:reduce){
  .ms *{animation:none!important;transition:none!important}
  .ms-reveal{opacity:1;transform:none}
}